::PENGIKUT TEGAR::

Friday, March 18, 2011

Kadar faedah pinjaman perumahan


Senarai dibawah ini adalah kadar BLR terkini dari bank-bank Malaysia setakat 3 Oktober 2010.
1. Alliance Bank Malaysia Berhad – 6.30%
2. Affin Bank Berhad – 6.30%
3. AmBank (M) Berhad – 6.30%
4. Bank of America Malaysia Berhad – 6.30%
5. Bangkok Bank Berhad – 6.30%
6. Bank of China (Malaysia) Berhad – 6.30%
7. Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad – 6.00%
8. CIMB Bank Berhad – 6.30%
9. Citibank Berhad – 6.30%
10. Deutsche Bank (Malaysia) Berhad – 6.30%
11. EON Bank Berhad – 6.30%
12. Hong Leong Bank Berhad – 6.30%
13. HSBC Bank Malaysia Berhad – 6.30%
14. J.P. Morgan Chase Bank Berhad – 6.20%
15. Malayan Banking Berhad – 6.30%
16. OCBC Bank (Malaysia) Berhad – 6.30%
17. Public Bank Berhad – 6.30%
18. RHB Bank Berhad – 6.30%
19. Standard Chartered Bank Malaysia Berhad – 6.30%
20. The Bank of Nova Scotia Berhad – 6.30%
21. The Royal Bank of Scotland Berhad – 6.30%
22. United Overseas Bank (Malaysia) Berhad – 6.30%
+ Pinjaman Perumahan kerajaan 4.00% 
+ Government Housing Loan 4.00%
- Kebanyakkan bank menawarkan BLR-1.7 sehingga BLR-2.3 peratus terhad pada bank tertentu sahaja.
- Most banks offer BLR-1.7 to 2.3 percent depending on project and individual offer.
Dari jumlah bayaran bulanan, darabkan kepada 3 untuk jumlah kelayakkan pendapatan seorang atau seisi rumah. (cth: Bulanan RM1500 x 3= RM4500 adalah pendapatan minima)
- Penafian: Kalkulator ini hanyalah cadangan semata-mata ia mungkin berbeza sedikit dari jumlah bayaran bank sebenar anda.
- Disclaimer: The above loan calculator provide an estimation of the repayment amount. The amount may be different from individual finance/banks.

4 comments:

  1. baguih...

    selain drpd tgk interest.. kena tgk jgk bbrp benda lain...
    1) interest tuu dikire camner.. daily rest/monthly rest...
    2) ader OD atau tidak...
    3) tgk jgk syarat full setlement... ader tempoh @ tidak...

    kalu yg nk wat financial planing baik amik yg daily rest + ader OD... n xde tempoh utk full setlement... nok tau detail keno tanye yg expert financial planning nih...

    tp kalu dh pakai loan gomen xyah lor nk pikir psl tuu lg... hehe

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  2. haaa tau xpe...hehe...but for now no need 2 worry bout that even in private line bcoz we have gov scheme a.k.a najib scheme (gaji bwh rm3000 full loan)

    ReplyDelete
  3. swasta kan ade skim najib...hehe..kalo gaji bawah 3k leh wat full loan:-)

    ReplyDelete